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A Long-Term Mindset in Your Financial Freedom Journey

A Long-Term Mindset in Your Financial Freedom Journey

The historical data of the US’s S&P 500, Australia’s ASX 200, and Singapore’s ST Index have consistently demonstrated the importance of a long-term mindset in the financial freedom journey. Studies have shown the long-term average annual returns of S&P 500 Index stocks were at least 9.35% with dividends reinvested over 150 years.

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The #ILoveNICE sign, Nice, France.

Walk by the Waters: Nice Waterfront, France

Nice The beautiful seaport city of Nice is the fifth major city in France.   Nice’s metropolitan area has a population of around 1 million. Nice is located in southeastern France, is on the French Riviera or Côte-d’Azur region, on the Mediterranean coast, and is at the foot of the Alps.  Nice is also only about an

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Two Shores Garden, Bridge of The Two Shores over the River Rhine, and a river cruise, Strasbourg, France.

Walk by the Waters: Two Shores Garden, France and Germany

Two Shores Garden (France side: Jardin des Deux-Rives, Germany side: Garten der zwei Ufer) is a public park at the shores of the River Rhine of two countries: France and Germany, between the cities of France’s Strasbourg and Germany’s Kehl.
The two shores are connected by a 250m-long footbridge, Bridge of The Two Shores (Passerelle des Deux Rives).

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Singapore East Coast Park in the sunset.

Walk by the Waters: East Coast Park, Singapore

The 185-hectare East Coast Park, which has a 15 km long coastline with many swimming beaches, is the largest in Singapore, an island nation.
Notably, East Coast Park, opened in the 1970s, is wholly on reclaimed land.
As the name suggests, East Coast Park is in the eastern part of Singapore and is divided into 8 areas, A to H, and extends in the eastern direction from A to H. East Coast Park Area A starts right next to Keppel Marina East Desalination Plant and East Coast Park Area H is located right next to National Service Resort & Country Club.

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The jade-like green sulphur spring water and bursts of white smoke all year round make Geothermal Valley (or Hot Spring Valley) 地熱谷 a unique and special scenic spot to visit in Peitou 北投, Taiwan.

Walk by the Waters: Peitou Park 北投公园 and Geothermal Valley 地熱谷, Taipei, Taiwan

Beitou Park 北投公园  Beitou Park is located in the Peitou 北投 district, best known for its popular Peitou hot springs 北投溫泉 and being at the southwest entry point of Yangmingshan National Park 阳明山国家公园.  The hot springs in Peitou can be very conveniently accessible by public transport.  Xinbeitou 新北投 subway station, around a 40-minute train ride

Walk by the Waters: Peitou Park 北投公园 and Geothermal Valley 地熱谷, Taipei, Taiwan Read More »

Tamsui River 淡水河 at Tamsui 淡水, Taiwan. Bali District 八里区 can be seen across the Tamsui River.

Walk by the Waters: Tamsui 淡水 Riverfront, Taiwan

Tamsui 淡水 is a seaside district (Tamsui District 淡水区) in New Taipei City 新北市 by the Tamsui River 淡水河 overlooking Taiwan Strait 台湾海峡. Bali District 八里区 can be seen across the Tamsui River northwest of Tamsui.
Even though officially located within New Taipei City, Tamsui is only a 45-minute Taipei MRT 台北捷运 train ride from Taipei city centre. Tamsui is a popular destination for Taiwanese as well as tourists for its Tamsui Old Street 淡水老街 with shops selling all kinds of delicious Taiwanese snacks 台湾小吃. The magnificent views over the Tamsui River, especially in the morning and evening, also draw visitors to Tamsui.

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Taichung Park 台中公园, Taichung 台中, Taiwan.

Walk by the Waters: Taichung Park 台中公园, Taiwan

Established in 1903, Taichung Park 台中公园 is Taiwan’s first century-old park and a landmark in Taichung. The park was built by the Japanese during the Japanese-occupied period.
Taichung Park is around 100,000m2 in size and has an artificial lake, called Sun Moon Lake 日月湖 which covers an area of 13,530m2, pavilions, bridges, and landscaped open grass fields, trees, and gardens. Huxin Pavilion 湖心亭 is the pavilion in the centre of Sun Moon Lake 日月湖connected by the adjacent Zhongshan Bridge 中山桥.

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A panoramic view of Sun Moon Lake 日月潭 and its surrounding mountains from a Sun Moon Lake Cable Car 日月潭缆车, Taiwan.

Walk by the Waters: Ita Thao Pier 伊達邵码头 of Sun Moon Lake 日月潭, Taiwan

One of Taiwan’s most popular tourist attractions, Sun Moon Lake 日月潭 is a scenic 90-minute drive from Taichung 台中 city, the closest major city. The area is perfect for short-day trips from Taichung.
How did Sun Moon Lake get its name? Well, Sun Moon Lake surrounds a tiny island called Lalu. On the eastern side of the Island Lalu, the lake is shaped like a round sun, and on the western side, the lake is shaped like a crescent moon. That was how it was called Sun Moon Lake.

Walk by the Waters: Ita Thao Pier 伊達邵码头 of Sun Moon Lake 日月潭, Taiwan Read More »

Sun Moon Lake 日月潭, Taiwan.

Walk by the Waters: Shuishe Pier 水社码头 of Sun Moon Lake 日月潭, Taiwan

One of Taiwan’s most popular tourist attractions, Sun Moon Lake 日月潭 is a scenic 90-minute drive from Taichung 台中 city, the closest major city. The area is perfect for short-day trips from Taichung.
How did Sun Moon Lake get its name? Well, Sun Moon Lake surrounds a tiny island called Lalu. On the eastern side of the Island Lalu, the lake is shaped like a round sun, and on the western side, the lake is shaped like a crescent moon. That was how it was called Sun Moon Lake.

Walk by the Waters: Shuishe Pier 水社码头 of Sun Moon Lake 日月潭, Taiwan Read More »

Maritime Plaza 海洋广场 overlooking Keelung Harbour 基隆港, Keelung 基隆, Taiwan.

Walk by the Waters: Keelung 基隆 Waterfront, Taiwan

Keelung 基隆, located in the Northwest of Taiwan, along with Kaohsiung 高雄 in the south, are the two major port cities in Taiwan.
With a population of more than 350,000, Keelung is itself a popular tourist destination because of its many historic sites and buildings, its proximity to beautiful coastlines and mountains, as well as its good food. Yehliu Geopark 野柳地质公园, Heping Island GeoPark 和平岛地质公园, Baimiweng Fort 白米瓮炮台, Dawulun Fort 大武仑炮台, Miaokou Night Market 庙口夜市, and Ren’ai Market 仁愛市场 are just some of the attractions in and around Keelung.
Keelung is an hour from Taipei by train or car and that makes Keelung a perfect day trip destination from Taipei.

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River Foreshore Reserve walking paths, Parramatta, Sydney.

Walk by the Waters: Parramatta River Foreshore

Parramatta River starts at the confluence of Darling Mills Creek and Toongabbie Creek just north of Cumberland Hospital. The river flows past Cumberland Hospital and flows through Parramatta Park and River Foreshore Reserve in Parramatta.
Parramatta River is fresh water up to the Charles Street Weir, which is located upstream just before Parramatta Wharf, approximately 30 km to the Sydney Heads. From Parramatta Wharf, the downstream river becomes gradually saltier as it is closer to the ocean.

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Kings Pier Marina with a cruise ship docking at Macquarie Wharf Cruise Ship Terminal in the background at Hobart Waterfront.

Walk by the Waters: Hobart Waterfront

Located in the south-east of Tasmania island and by the River Derwent at the foothills of the majestic Mount Wellington, Tasmania’s capital city Hobart is a beautiful and vibrant port city. Nearly 300,000, around 65% of Tasmania’s population, live in Greater Hobart.
The summit of the 1271m-tall Mount Wellington is only within a 30-minute drive from the city centre and can be seen from every corner of Hobart city.

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The beach of Clifton Gardens Reserve, Chowder Bay, Sydney.

Walk by the Waters: Sydney Chowder Bay

A 25-minute drive northeast of Sydney CBD, Chowder Bay is on the shoreline of the Sydney suburb of Mosman. Clifton Gardens Reserve, located by the coast of Chowder Bay, is where families head for picnics, swimming, and other sea sports.
Chowder Bay has some very charming eateries that have views of Sydney Harbour and the coastal suburb Vaucluse over the water of Sydney Harbour.

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Stunning view of 3 Sydney landmarks - Circular Quay, Harbour Bridge, and Opera House, from Cahill Lookout located above the Circular Quay Train Station.

Walk by the Waters: Sydney Circular Quay

Circular Quay, located right at the end of Sydney’s CBD, is one of Australia’s most visited destinations. Residents and tourists can come to Circular Quay by ferry, light rail, train, and bus. Being a major transport interchange makes Circular Quay a great base to explore the city on public transport. Circular Quay has 5 commuter ferry wharves with daily regular ferry services to Parramatta, Manly, Taronga Zoo, Watsons Bay, and other popular Sydney destinations.

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Manly Dam, also known as Manly Warringah War Memorial Park, is in Manly Sydney.

Walk by the Waters: Sydney Manly Dam

Manly Dam is also known as Manly Warringah War Memorial Park. Located within the suburb of Manly in Sydney and constructed in 1892, Manly Dam had been decommissioned as a water supply dam since the 1930s. Now heritage-listed and still owned by Sydney Water, Manly Dam is mainly known for its beautiful freshwater lake, and pretty bushland, popular with families, hikers, and mountain bikers. The freshwater lake created by the dam is the largest freshwater lake in Sydney.

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A sporting event on a Sunday at Manly Beach, Sydney.

Walk by the Waters: Sydney Manly Waterfronts

Manly, located on a peninsula 15km northeast of Sydney CBD, is a beach-side suburb of northern Sydney. With a population of around 43,000, Manly is actually also a very popular tourist destination.
From Sydney CBD, the best public transport to get to Manly is the regular Circular Quay-Manly Wharf ferry services. The short 30-minute ferry ride is one of the most scenic ferry rides offering incredibly stunning views of Sydney Harbour and the coastal suburbs around Sydney Harbour.
Manly is the gateway to the Northern Beaches. Every year, there are more than 8 million visitors from all over Australia and the world visit Manly and the Northern Beaches, drawn by the beautiful beaches, cosmopolitan buzz, cafes and restaurants, and cultural and sporting events.
Manly has 2 distinctly different waterfronts: the southwest-facing beaches within the calmer waters of the North Harbour and the northeast-facing 3 km long Manly Beach facing the South Pacific Ocean. The 2 waterfronts are amazingly only 400m from each other.

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The riverfront walking path of Tea Gardens by Myall River, New South Wales Australia.

Walk by Myall River: Tea Gardens Foreshore, New South Wales Australia

The twin towns of Tea Gardens and Hawks Nest are the southernmost towns on Barrington Coast. The 2 popular holiday towns are just a few minutes drive away from each other, separated by the 304 m long car bridge Tea Gardens-Hawks Nest Bridge across Myall River.

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Nelson Bay Boat Harbour of Nelson Bay in New South Wales is a 1-hour drive northeast of Newcastle.

Walk by the Waters: Nelson Bay Foreshore, New South Wales Australia

Located just inside the mouth of Port Stephens, the coastal town of Nelson Bay is the largest town in the Port Stephens area with a population of just over 6000.
Nelson Bay’s large natural harbour has made Nelson Bay the commercial centre of Port Stephens and a town with a high concentration of cafés, restaurants, entertainment and leisure offerings, and retail shops. Nelson Bay’s D’Albora Marina is visited by yachts and cruisers from around the world, and it is where visitors take dolphin and whale watching cruises and ferries to tour around Port Stephens Bay, which is within the Port Stephens Great Lakes Marine Park.

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Huagang Park (花港公园) of West Lake (西湖) in Hangzhou (杭州) China.

Walk by the Waters: West Lake (西湖) Huagang Park (花港公园), Hangzhou (杭州)China

West Lake (西湖) was listed as a World Heritage Site in 2011 by UNESCO and is the only lake heritage site in China. The 6.4 km2 West Lake has a perimeter of around 15km and is actually very shallow, with an average depth of 1.5m. The deepest part of the lake is around 3m.

Walk by the Waters: West Lake (西湖) Huagang Park (花港公园), Hangzhou (杭州)China Read More »

Beautiful views of West Lake (西湖) from the top of Xiling Seal Engraver’s Society (西泠印社) in Hangzhou (杭州) China.

Walk by the Waters: Xiling Seal Engraver’s Society (西泠印社) overlooking West Lake (西湖) in Hangzhou (杭州) China

Xiling Seal Engraver’s Society (西泠印社) is located on the largest island in West Lake (西湖) – Gushan (孤山). Gushan connects the lake shore by Xiling Bridge (西泠桥) and Bai Causeway (白堤) and is on the Hop-on-hop-off round-the-lake sightseeing car route. Xiling Seal Engraver’s Society site is actually a compact yet refined and elegant exquisitely landscaped garden on a 38m tall hill overlooking West Lake.

Walk by the Waters: Xiling Seal Engraver’s Society (西泠印社) overlooking West Lake (西湖) in Hangzhou (杭州) China Read More »

The Night of City Balcony (城市阳台), Hangzhou (杭州) China.

Walk by the Waters: Qiantang River (钱塘江), Hangzhou (杭州) China

The 589km long Qiantang River (钱塘江) is the largest in Zhejiang (浙江) Province. Qiantang River actually refers to the downstream Hangzhou section of the river whereas the upstream section of the river is named Fuchun River (富春江). The famous “Qiantang River Big Wave” (钱塘江大潮) is a natural wonder of the world caused by the interactions of gravitational pulls of the seawater by the Sun and the Moon, the Earth’s rotation, and topography of the Qiantang River and Hangzhou Bay.

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West Lake (西湖) in the late autumn early winter when trees turn autumn’s bright yellow.

Walk by the Waters: West Lake (西湖), Hangzhou (杭州) China

The 6.4km2 West Lake has a perimeter of around 15km. West Lake is actually very shallow, with an average depth of 1.5m. The deepest part of the lake is around 3m.
West Lake is divided into sections by Su Causeway (苏堤) which runs in the north-south direction across the lake and Bai Causeway (白堤) in the northern part of the lake. The causeways, lined by trees and flowerbeds, 4 man-made islands on the lake, as well as the many pagodas, temples, pavilions, gardens, and bridges, make West Lake so uniquely scenic in different ways in different seasons and in different weather conditions.

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Cascading water walls in the Roma Street Parkland, Brisbane.

Walk by the Waters: Roma Street Parkland, Brisbane

The 16-hectare Roma Street Parkland is located within a short walk from Brisbane city. Opened in 2001 after over 100,000 shrubs, 1200 mature trees, 1800 unique species of plants, and 250 ferns were planted, the Parkland is an inner-city green oasis built within a concrete jungle, an excellent getaway for people working in the Brisbane city.

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The Cheap Solar Energy Could be Even Cheaper (Graphics created on www.canva.com)

The Cheap Solar Energy Could be Even Cheaper

The costs of solar energy, both in terms of total installed costs and solar panel costs, have been coming down in the last 20 or so years. The dramatic price drop of solar energy has made solar energy the world’s cheapest source of power currently. It is no wonder that solar photovoltaic (PV) capacity has increased almost 12 times from 72 gigawatts (GW) in 2011 to 843 GW in 2021.

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Humans Could Soon Command Factories, Utility Networks, Traffic Networks, and Hospital Wards That “Talk” (graphic created on canva.com)

Humans Could Soon Command Factories and Utility Networks That Could “Talk”, Made Possible by Generative AI

ChatGPT is just one of the many generative AI tools. Many other tools can generate text, images, videos, music, graphics, and other creative content. In September 2023, OpenAI rolled out voice and image capabilities in ChatGPT. So, ChatGPT can now listen, talk, and see. This is a key development and a huge step change that could potentially lead to even more powerful generative AI tools.

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Mount Eliza Lookout in Kings Park, Perth.

Walk by the Waters: Lotterywest Federation Walkway, Kings Park

Perth’s 400-hectare (4 km2) Kings Park is one of the world’s largest inner-city parks. Opened in 1965, Kings Park has the best views of where the Swan and Canning Rivers meet and is visited by close to 6 million people every year. Two-thirds of Kings Park is natural bushland, and the rest of Kings Park is the Western Australian Botanic Garden, walking trails, lookouts, monuments, and open recreation areas.

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Jetty and Pontoon at The Spit, Gold Coast.

Walk by the Waters: The Spit, Gold Coast

The Spit is the 5km long peninsula that stretches all the way up in the northward direction to the Gold Coast Seaway separating the Coral Sea from the Gold Coast Broadwater. The Spit is the gateway between Gold Coast Broadwater and the open ocean.
Mariner’s Cover Marina, Marina Mirage Shopping Mall, and Sea World Resort are located on the Gold Coast Broadwater side of The Spit. The ocean side of The Spit is relatively undeveloped compared to many other beautiful Gold Coast beaches.

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Castle Hill, Townsville.

2 Days of Visiting Free Attractions in Townsville

Townsville is a major service centre for northern Queensland and the main centre for government administration outside Brisbane. If you have 2 days in Townsville and you have a car to drive around, some tourist destinations in Townsville are free to visit. You just need to drive there. Even parking is free too.

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